Student Loan Justice Exposed

Definitely like this Jay guys rants.  He started out the day threatening to send his lawyer after me.  Now he ends with some truly wonderful SLJ rants filled with all the usual.  Threats, insults, and all without ever really making a decent point.  I hope you all enjoy this as much as I do.  Oh, and please check out Jay’s site at  www.firebrandthriller.com .  I think he does sales there so order up some of his delicious hot sauces and help the guy out.  He complains of too many calls from Sallie Mae, so perhaps he will get some calls that will lead to sales.

1. Jay | 

   I have to say, this is a new level of assholism if ever there was a possibility.

   What is it that you are trying to “expose” here? That here is really truly a threat and problem with predatory student loan companies, namely Sallie Mae?

   What really is your argument here? Frankly I call you out as a coward and a corporate shill.

   This website is the sham. Not studentloanjustice.org

   
   

2. Jay | 

   “admin” ,

   Here is what matters most about your website. You traipse the fine line of libel and have attracted the eye of my lawyer who will follow your every word and context of what you claim are “…straight from Alan’s comments on other blogs or from a yahoo group…”

   That is a warning to you and your obvious corporate affiliation. Next will be a cease and desist letter if this goes any further.

   Now, back to business and the reason why I have a lawyer. I was taken by your employers..oops I mean Sallie Mae. I not only had written documentation of what my loan amount was to be, but also my interest rate, my monthly payment estimate, and a fee schedule of things and services that Sallie Mae supposedly does, up to and including no charge (at the time) for forbearance, and also not including the $50 per loan charge above 3 loans within one loan account.

   So, fast forward to only 2 years later, my interest rate triples (WHILE IN SCHOOL), my monthly payment goes way more than they said it would be by the time I get the first bill it was also triple the original amount. And each bill included an extra $150 on top of the outrageous payment that was required before they would even process the payments.

   Since then they have managed to both keep me from keeping a job by calling my places of work 10-15 times per day, and also keeping me from work by posting both libel (hence the lawyer) on my credit report that has caused me to lose multiple job offers and opportunities due to their predatory business practices. They knew exactly what they were doing when they charged more than I made at the time since the very first bill came.

   All I did was dare to go to school.

   If you are one of those people who have some sort of entitlement issue because you were born with a silver spoon in hand then already you have nothing of value to say on the internet in regards to student loan justice and a student bill of rights.

   Frankly, this whole website and the contents of which is nothing more than a very cowardly thing to do. A new low.

   
   

3. Jay | 

   If you have nothing more to say than to pick on peoples spelling mistakes and your “language” issues. then there is really nothing of value you have to say at all about this whole issue. To be honest, the value of your website with it’s contents including this “Dog” and other pointless tripe all do nothing more than tell your “visitors” how much of a joke this is and nothing more than a way for you to get attention.

   If you really have actual things to prove or say against Student Loan Justice, say them not this other presumptuous and shallow garbage. Get serious. Stop hiding behind your Admin name, show your credentials. Without sounding like a raving lunatic actually voice your reasons for doing this. Until you can do that, even your silly assumptions and injection of what “really” must be what I have been going through is nothing more than crap from a very petty person.

   
   

4. Jay |

   One final thought, I do not lie. I have been under oath multiple times and testified that my interest, with documented proof, had tripled in less than 2 years and stayed that way until Sallie Mae automatically and without my prior notice consolidated the 18 separate loans they opened on my credit rating which allowed them to raise the interest to over 27% down to 5 loans. Hence the $150 payment processing fee and the slight reduction of interest to just under 18%.

   The contract I signed was 9% APR and it was not supposed to be more than $450/mo.

   You haven’t earned much credibility to really be believed any further than your erratic accusations and conjecture. Especially when all you can do is resort to pettiness as that is a sign you really don’t have much to stand on.

   
   

5. Jay | 

   People are people, but it takes an extra measure of maturity to just allow people to express themselves the way they know how. Even if that includes talking against your methods “admin”, even if that includes the way by which Nanette is expressing herself/himself.

   You put this inflammatory website up to get your attention that I guess you were lacking. So, there it is. Get it?

   
   

6. Jay |

   I am in a position where Sallie Mae calls where I may be working at the time 15-20 times per day when they don’t receive payment in full. They call me, my co-workers “looking for me” and my bosses. Even if I am paying more than half of my monthly income, it still doesn’t even pay the interest and because of this, often times I am let go or “laid off” from work because I am a risk to the business, only to have Sallie Mae auto-forbear my account adding another $8000-$9000 to the principal and raising the monthly payments even more so that the next job I get, even if it pays more, it doesn’t matter. I can never get ahead.

   “Admin” is simply grossly misinformed and is too filled with assumptions and presumptions to really know what is going on and the different facets to this whole fiasco that there really is.

   Worse, he now claims he somehow “knew”” about Sallie Mae and avoided them, so in fact he’s simply here to thumb his nose at us for a laugh. Not for anything of real value.

   No, until he grows up a little and actually provides some truly valuable information that is well researched and even includes more than simply assumptions as to how I may be wrong or “lying” as he likes to say about everyone, he has nothing to go on.

   Admin, I am calling you out. Do you have the guts to truely be as legit as you claim to be? Or will you continue to hide behind your anonymous whois lookup and dreamhost account with a default Admin username? Will you actually show more than what Alan “might” have said or post comments of his out of context. Will you actually do your research and learn about how predatory Sallie Mae, specifically, is and prove your accusations?

   I highly doubt it.